With the rising cost of healthcare, people are now more concerned with how they will pay for their future healthcare needs. While many people choose to do nothing, that is not always the best option. An estate plan is a document that outlines how your assets will be distributed in the event of your death. It is a plan that ensures your family is cared for and your debts are paid. A good estate plan can also help avoid probate, which can be expensive and time-consuming.