When it comes to planning for long-term care, many people are surprised to learn that Medicaid—while a federal program—can look very different from state to state. This difference can have a big impact on how your Medicaid Asset Protection Trust (MAPT) works and whether it achieves the goal of protecting your hard-earned assets. Medicaid is […]
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Many families don’t think about Medicaid until a loved one is facing a health crisis—like a sudden need for nursing home care. But by then, you have fewer options and it becomes more difficult to avoid costly consequences. One of the most misunderstood rules in Medicaid eligibility is the five-year look-back period—a detail that can […]
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For many families, planning for the future means more than just wills and trusts—it also involves preparing for the rising costs of long-term care. Medicaid, the government program designed to assist with healthcare costs for those with limited financial resources, plays a critical role in covering long-term care expenses. However, many individuals are surprised to […]
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The current administration has introduced policies that may significantly affect seniors, particularly concerning Medicare and Medicaid. Understanding these changes is crucial for seniors and their advocates to navigate potential challenges in healthcare access and affordability. Medicare: Shifts Towards Privatization The current administration has expressed intentions to shift Medicare towards a more privatized model, emphasizing Medicare […]
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